Author Archive
Major Credit Card Fraud
If you needed another reason not to use your credit card, then here it is.
Fourty-four million cards have been compromised and 11 arrested in one of the largest credit card scams ever in the USA. But it can happen here just as easily, so don’t think it can’t.
Credit card fraud seems to be [...]
The Emergency Fund: How Much Is Enough?
There is a lot of talk today about Emergency Funds and how important they are to your financial security. But how much exactly should you have in your emergency fund?
What Is An Emergency Fund?
Firstly, for those of you who have never heard of an emergency fund, it is simply an amount of money that [...]
Save Money - Don’t Buy Gifts
With Fathers Day just around the corner I thought I would share my tip on saving money when it comes to gift-giving:
DON’T DO IT.
Buying gifts for people (even family) is a fast-track to losing a lot of money. Think about all the times that you are required throughout the year to buy [...]
Budgets Don’t Have To Be Complicated
Drawing up a budget is one of the most important, if not the most important thing you can do.
It doesn’t have to be an overly complex one either. It can be as simple as putting away 10% of your income as savings each time you get paid. But one thing you do need [...]
Superannuation: The Sky Is Not Falling
With all the news over the past week on Superannuation you would be inclined to think that we should all run screaming down the street because our lives are pretty much over and we will be spending our retirement in one-room shanties eating dog food.
But one must realise that all investments, including Superannuation, are [...]
