Saving
Lesson Learned - Have An Emergency Fund
I have learned a very valuable lesson this week on why you should have an Emergency Fund (or, in my case, a FU Fund) and how important they are.
I was informed on Friday afternoon that the company I work for will be cutting back on staff to save money. Despite my own views of [...]
The Emergency Fund: How Much Is Enough?
There is a lot of talk today about Emergency Funds and how important they are to your financial security. But how much exactly should you have in your emergency fund?
What Is An Emergency Fund?
Firstly, for those of you who have never heard of an emergency fund, it is simply an amount of money that [...]
Save Money - Don’t Buy Gifts
With Fathers Day just around the corner I thought I would share my tip on saving money when it comes to gift-giving:
DON’T DO IT.
Buying gifts for people (even family) is a fast-track to losing a lot of money. Think about all the times that you are required throughout the year to buy [...]
Budgets Don’t Have To Be Complicated
Drawing up a budget is one of the most important, if not the most important thing you can do.
It doesn’t have to be an overly complex one either. It can be as simple as putting away 10% of your income as savings each time you get paid. But one thing you do need [...]
Lottery Tickets: Throwing Away Your Money
I want to tell you a story. I remember one day I was in a major shopping centre, waiting to go and see the dentist. I was early and so I sat down on a seat outside a newsagency and just watched the people going by.
I remember watching this middle-aged lady go up [...]
