Sales Do Not Save You Money

June 29, 2010

Instead of a shop placing up a sign which reads SALE – SAVE 50% it should really read SALE – SPEND 50% LESS. Or, at least, that’s how you should read it.

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My Financial Story

June 28, 2010

It wasn’t until I hit my 30s that I really started thinking about saving money and about more than the instant gratification that comes with buying something. Looking back I wasn’t that much in debt – I had a $2000 credit card debt and a $8000 personal loan. $10,000 isn’t that much by today’s standards but I was renting an apartment, had a go-nowhere job and, although I was self-sufficient, I wanted more out of life.

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My Budget Explained

June 28, 2010

What I want to do today is to show you what I do. My budget is pretty simple and although most people will probably stick to their own way of budgeting, it may help some of you, especially those who are debating over what sort of budget is best for them.

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